Retirement Plans
Our Practice
We help our clients navigate their legal obligations under the Internal Revenue Code, ERISA, and other laws, while providing employees with a secure retirement. We provide counsel on a variety of issues related to retirement and pension plans, including, but not limited to:
- Designing, drafting, and implementing Section 401(k) plans, Section 403(b) plans, profit-sharing plans, employee stock ownership plans (ESOPs), traditional defined benefit plans and cash balance pension plans
- Obtaining government rulings, determination letters, opinion letters and closing agreements with respect to qualified retirement plans
- Correcting benefit plan defects through the IRS' Employee Plans Compliance Resolution System, the DOL's Delinquent Filer Voluntary Compliance Program and the DOL's Voluntary Fiduciary Correction Program
- Providing counsel to plan fiduciaries in connection with plan governance and plan investment issues, including, but not limited to, providing fiduciary training, and reviewing Section 408(b)(2) fee disclosures, investment management agreements and alternative investment strategies
- Representing clients in connection with DOL and IRS audits of retirement plans and retirement plans related issues
- Drafting plan communications and navigating the rules for distribution of these communications, including electronic communications
- Advising on pension plan de-risking strategies, including annuity purchases and lump sum windows
- Establishing processes and procedures to facilitate plan compliance
- Reviewing QDROs and drafting QDRO procedures
S&W Folio Documents
Questions?
Click the box above to add this service to your S&W Folio download queue.