M. Roxanne Veliz, Partner at our Tucson law office
M. Roxanne Veliz vcard
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M. Roxanne Veliz

Partner
Biography

Roxanne Veliz’s practice is concentrated in banking, commercial finance, real estate finance, renewable energy lending, premium finance transactions, franchise lending, loan sale transactions, and loan restructures and workouts. Her experience includes representing financial institutions and borrowers in real estate secured and commercial lending transactions, including extensive experience in commercial projects, construction loans, hotels, restaurants, golf courses and residential loan transactions. Roxanne is also experienced in representing lenders in transactions with Indian tribes and developers of tribal gaming projects.

Credentials

Bar Admissions

  • Arizona


Court Admissions

  • Supreme Court of Arizona
  • United States District Court, District of Arizona


Education

  • University of Arizona, College of Law (J.D., magna cum laude)
    • Business Editor, Arizona Law Review
    • Domestic Violence Legal Clinic
  • University of Arizona (M.B.A., concentration in Finance and Economics)
  • University of Arizona (B.S. B.A., Accounting, cum laude)
Experience

Awards & Recognition

  • The Best Lawyers in America®, Banking and Finance Law (2009-2025), Commercial Finance Law (2009-2024), Real Estate Law (2009-2025)
    • Tucson Lawyer of the Year, Banking and Finance Law (2017, 2019, 2024)
  • Women of Influence, Inside Tucson Business (2013)
  • Arizona’s Finest Lawyers
  • Up-and-Comers, Inside Tucson Business (2003)

Representative Experience

  • Representation of lender in $10 million construction loan for construction of a hotel in Yavapai County, Arizona
  • Representation of lender in $12 million term loan for refinance of commercial properties located in Cook County, Illinois
  • Representation of lender in $12 million construction loan for development of 110 acres of real property in Pima County, Arizona
  • Representation of lender in $20 million construction loan for 100+ unit multi-family complex in Maricopa County, Arizona
  • Representation of lender in $24 million construction loan for 150+ unit multi-family complex in Pima County, Arizona
  • Representation of lender in $24 million loan for refinancing borrower’s interest in property and paying the cost of capital and tenant improvements to property located in San Diego County, California
  • Representation of lender in $29 million loan secured by ski resort in Arizona
  • Representation of lender in $36 million letter of credit facility secured by real property in King County, Washington
  • Representation of lender in $37 million construction loan for 300 unit multi-family complex in Pima  County, Arizona
  • Representation of lender in $42 million letter of credit facility secured by real property in Clark County, Nevada
  • Representation of lender in $48 million construction loan for 300+ unit multi-family complex in Maricopa County, Arizona
  • Representation of lender in $66 million construction loan for 200 unit multi-family complex in Coconino County, Arizona
  • Representation of lender in $75 million construction and mini-perm loan facility for multi-building industrial complex in Orange County, California
  • Representation of lender in multiple loans (each in an individual amount of between $1,500,000 and $3,000,000) for construction of improvements leased to free-standing coffee-shops
  • Representation of borrower in $6.3 million loan secured by multi-family complex located in Maricopa County, Arizona
  • Representation of borrower in $9.2 million loan secured by hotel property located in Maricopa County, Arizona
  • Representation of borrower in $20 million loan secured by ground leased property (on tribal land) located in Maricopa County, Arizona
  • Representation of borrower in $55 million loan secured by three hotel properties located in Maricopa County, Arizona

Professional Memberships and Activities

  • Arizona Minority Bar Association
    • Board Member (1997-Present)
    • Officer (1997-2002)
    • Secretary (1997-1998)
  • Commercial Real Estate Women (Southern Arizona), CREW Careers Speaker

Community Involvement

  • Southern Arizona Legal Aid
    • President (2023)
    • Fundraising Committee (2016-Present)
    • Board of Directors (2017-Present)
  • Saints Peter and Paul Catholic School
    • School Advisory Board President (2016-2019)
  • Women’s Foundation for the State of Arizona (2010-2017, 2018-Present)
    • Trusteeship Committee
    • Grant Allocation Committee
    • Finance and Investment Committee
  • Non Profit Loan Fund of Tucson and Southern Arizona
    • Board of Directors and Loan Committee (2017)
  • Chicanos Por La Causa, Inc.
    • Advisory Board of Directors (1996-2009)
  • University of Arizona Law College Association
    • Alumni Board of Directors (2002-2014)

Representative Presentations and Publications

  • “Dealing with Defaulted Loans,” Co-Presenter, Client presentation (March 14, 2024)
  • “Diversity and Inclusion in the 2020 Workplace,” Co-Presenter, Financial Executives and Affiliates of Tucson (November 12, 2020)
  • “Strategies to address loan defaults, workouts and bankruptcy considerations,” Co-Presenter, Client presentation (November 5, 2020)
  • “Courageous Conversations:  Conversations on Justice, Diversity and Understanding,” Moderator, Snell & Wilmer Webinar (July 31, 2020)
  • 2020 Best Lawyers” Media Mention, Tucson Lifestyle Magazine (July 2020)