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Welcome to the Snell & Wilmer Benefits Blog. We will be posting about current employee benefits and executive compensation topics and issues. We invite you to contact the authors with your thoughts or questions.Blog Contributors
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Trump Signs Act Mandating Group Health Plans Cover COVID-19 Testing For Free
On March 18, 2020, President Trump signed the Families First Coronavirus Response Act (“FFCRA”) requiring group health plans to cover COVID-19 testing for free and without preauthorization. This means no deductibles, no copays, and no coinsurance. More details regarding the … Continue reading
Posted in Health & Welfare Plans, Health Care Reform
| Tagged covid-19, employer health plan, FFCRA, group health plan, HDHP, virus
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The Family Medical Leave Act and Benefit Plans: What comes first – the Law or the Employer’s Established Policy?
An employer that employs 50 or more employees for each working day during each of 20 or more calendar workweeks in the current or preceding calendar year is subject to the Family Medical Leave Act (“FMLA”). Therefore, often when I … Continue reading
Posted in Employee Benefits, Health & Welfare Plans
| Tagged coverage, family leave, FMLA, group health plan, leave
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Air Ambulance Services – What Does Your Plan Cover?
Due to the increased litigation of air ambulance claims, employers may want to review their plan language to see whether their group health plan covers air ambulance services, and if so, to better understand the terms of the coverage. Below … Continue reading
Posted in Employee Benefits, Health & Welfare Plans
| Tagged air ambulance, claims, group health plan, healt and welfare, plan
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Curing What Ails You – Relief for Small Employer HRAs
The impact of the Affordable Care Act (“ACA”) on health reimbursement arrangements (“HRAs”) has not been favorable. Many employers got rid of their HRAs or integrated them with a major medical plan in order to avoid significant penalties under ACA. … Continue reading
Posted in Health & Welfare Plans, Health Care Reform
| Tagged COBRA, Cures Act, group health plan, Health Care Exchange, QSEHRA
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What is Telemedicine? A Cool Benefit or a Hot Mess?
We’ve had numerous inquiries lately about telemedicine benefits. My clients most typically ask either “is this a group health plan?” or “is it just access to another provider?” Clearly, there is much confusion surrounding telemedicine benefits. Part of the problem … Continue reading
Posted in Employee Benefits, Health & Welfare Plans, Health Care Reform
| Tagged EAP, employee assistance program, ERISA, Excepted Employee Assistance Program, group health plan, health plan, healthcare, HSA, Notice 2004-50, telemedicine, voluntary plan safe harbor
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Proposed Regulations for Summary of Benefits and Coverage Seek to Simplify Compliance
As part of Health Care Reform, employers and insurers are required to provide group health plan participants with a Summary of Benefits and Coverage (“SBC”) describing the important features of the group health plan option(s) offered by the employer/insurer. The … Continue reading
Posted in Employee Benefits, Health & Welfare Plans, Health Care Reform
| Tagged Affordable Care Act, group health plan, health care reform, proposed regulations, SBC, summary of benefits and coverage
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