Employee Benefits Blog

Zombie Benefits – Are Health Reimbursement Arrangements (“HRAs”) Back From the Dead?

The Affordable Care Act (“ACA”) has not been kind to health reimbursement arrangements (“HRAs”). Many employers got rid of HRAs, or integrated them with a major medical plan, in order to avoid significant penalties under the ACA. At one point it appeared that after-tax HRAs did not have to comply with the ACA. However, as […]

November 7, 2018 | 8 min read | Tagged: ACA, cafeteria plan, ERISA, Excepted HRA, IHIC, premium tax credit, QSEHRA, retiree medical hrs

Nancy K. Campbell Of Counsel

Curing What Ails You – Relief for Small Employer HRAs

The impact of the Affordable Care Act (“ACA”) on health reimbursement arrangements (“HRAs”) has not been favorable. Many employers got rid of their HRAs or integrated them with a major medical plan in order to avoid significant penalties under ACA. These rules imposed a significant burden on small employers, because many small employers used HRAs […]

February 22, 2017 | 4 min read | Tagged: COBRA, Cures Act, group health plan, Health Care Exchange, QSEHRA

Nancy K. Campbell Of Counsel